Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - How much does personal bankruptcy cost a person? - It depends. If this is a Chapter 7 about $1500 - $2000. If it's a Chapter 13, about $2500 or so. Those are general numbers of course. If you live in a big city they could run a bit more. The lawyer will take payments, as they prepare your case. In the mean time, you get to tell your creditors you are filing, and give the lawyer's name, and phone number, and they stop harrassing you. -