Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - If I receive a monetary gift right before filing bankruptcy do I have to give it up? - Or can I spend it before the bankruptcy? If for example I get $10,000 (but am hundreds of thousands in debt so it's only a drop in the bucket in the bigger picture) do I have to hold onto it so I can declare it? Or can I withdraw it from my account to spend? (like if I owe family some money and use it for other expenses without keeping receipts). This is like a couple of weeks before filing BK so they'd see it was taken out of the bank when they look at statements.

Also, can I write off a 2nd mortgage in a BK if the loan is under my name but the property is joint with a second individual? -