Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Should i file chapter 7 bankruptcy? - Should i file chapter 7 bankruptcy? I have 9,000 in credit card and own 8,000 on a car worth 3,000. I lost my job and am falling behind on payments. Should i wait till i get a job and pay it off or should in just fill bankruptcy. I want to get rid of my car if i fill will they take it? -