Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - My husband and I filed for chapter 7 bankruptcy 6 weeks ago.? - My husband and I filed for chapter 7 bankruptcy 6 weeks ago due to a wage garnishment and other reasons. Our lawyer told us because of the timing and amount garnished we would get all of the garnished money back. The automatic stay has been in place for 4-5 weeks. My question is when or how long does it take before you receive that money back? -