Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - If you were sued in court and have a judgment against you can you still file bankruptcy? - This debt is 20k with interest accruing. Looks like this company is gonna succeed in garnishing my wages but I can't afford it because it would be a hardship on me. If working with the plaintiff to get the debt reduced doesn't work, can I file bankruptcy on it or will the judgment still be good for them to collect? I can't afford to get my wages garnished.

So, my other questions is whether it's true that you can't get a credit card or a mortgage for 7-10 years. -