Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Pre-bankruptcy credit counseling question... How long is the phone call afterwards? - I did the pre bankruptcy credit/debt conseling course online and need to make the call to them but the problem is I have a very active toddler that likes to scream when I am on the phone. I am wondering how long the phone conversation usually lasts. I want to try to make the call when she is napping but her naps aren't that long soooooooooooooo..............uggggg! -