Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Can you tell me what I should do in my situation? - I have 97000 in student loans, I have credit cards with balances of 9000, 8000, 5000, store cards with balances of 2500 and 1800, a car payment, and lots of medical bills.

It all started out about two years ago when I got very sick and had to quit my job. I ended up being basically bed-ridden for the next two years. I still have one more year of college to complete. I live at home and I am single. Do you think I have to declare a bankruptcy or is there another solution. Most of my medical bills have gone to collections already. My credit used to be very good but now it's probably poor because of all the debt. When I go back to school this September, I should graduate in about 3 semester and then I anticipate the student loans to be almost like a mortgage payment. Please let me know if I have any options. -