Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Being sued by collection agency that bought my debt.? - Credit Card originally with Chase; now with collection agency. I have no $ and plan on filing Bankruptcy within the next 3 months. Do not want the creditor to be able to garnish my wages for this will delay me filing bankruptcy--must save $1600.00. I am a full time graduate student now and this case is taking place in California.
--How should I answer this lawsuit to buy me more time so I can save $ to file bankruptcy.
--How long will it take this case to reach trial or the Judge after I file my answer to the suit.
--Will me saying, The debt is not mine among other things buy me 3 months. -