Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I'm still trying to figure out how to manage the money.? - Here I am have been married for almost 18 years and I can't get it right trying to manage the money. My husband is a spender, for one thing, and as for me, I have a hard time with math and I forget things. I am always forgetting things such as checks that I wrote and then I tell my husband we have x amount of money and then we end up being broke. I have been using our bank's online banking to keep track of spending. I haven't updated the checkbook in a year as it was always screwed up due to my husband using the debit card about 100 times every month. I got tired of writing all of that stuff down. The online banking thing is always behind and sometimes its hard to determine exactly how much money there is. Should we get rid of the debit card and also write checks for bills instead of paying online? That is how I forget that I did write an actual check for something because I get so used to doing everything online. I have thought of changing the checking account so my husband isn't on it and that way I have to go and get cash for him like an allowance for gas and stuff he likes to buy at hardware stores. That is how my mother used to manage their money but my dad didn't mind being managed like that. If my husband's name was still on the accounts he would just go to the bank and get out cash whenever he wanted to. Our money is very tight; that's just the way it is and we need to watch spending and make sure we have enough for bills. Sometimes we are actually downright BROKE with no money at all. When I try to talk to him about a budget he gets upset. We claimed bankruptcy 2 years ago because of credit cards and loans for big stuff we really couldn't afford. He is a hard-working man and a christian and a gentleman and I love him but he had brain damage when he was a little boy and he really doesn't think right. He thinks he spends money the right way but it's all for his pride (with the brain damage he got made fun of and plus they were poor so I think he tries to buy happiness and perfection) or it's for some money-making idea that doesn't pan out. He's so afraid people are going to find out he's poor so he spends money-well guess what, that makes him even poorer, right? I'm starting a job soon and it isn't going to be much money but I'm afraid he will start thinking that we can spend even more money. We have never had money in savings and no money right now to pay property taxes. I'm in serious need of help.

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